How to Choose the Best Phone Plan for Students

Disclosure: This content is reader-supported, which means if you click on some of our links that we may earn a commission

Choosing the right student phone plan in the USA can be a bit tricky, as there are many factors to consider, such as budget, data needs, and coverage. Here are some tips to help you make an informed decision.

Determine Your Usage Needs

Data: How much data do you typically use each month? If you stream a lot of videos or use social media frequently, you might need a plan with more data.

Calls and Texts: Some plans offer unlimited calls and texts, while others may have limits. Consider how much you talk or text.

International Calling: If you need to call or text internationally, look for plans that include this feature or offer affordable rates.

Set a Budget

Determine how much you can afford to spend each month on your phone plan.

Look for discounts specifically for students. Many carriers offer special student rates or discounts when you sign up with a student ID.

Check Coverage

Make sure the carrier has good coverage in the areas where you’ll be spending most of your time, such as your campus, dorm, and hometown.

Use coverage maps provided by carriers to compare signal strength in your area.

Consider Prepaid vs. Postpaid

Prepaid Plans: No contracts, often cheaper, and you pay for what you use in advance. These are great if you want flexibility and control over your spending.

Postpaid Plans: Monthly billing with more features like family plans, international calling, and device financing. These often come with contracts, but may offer more perks.

Look for Family or Group Plans

Some carriers offer discounts if you sign up as part of a family or group plan. If you have roommates or friends who also need a plan, consider signing up together.

Research Carriers and Plans

Major Carriers: AT&T, Verizon, and T-Mobile have extensive networks and often offer student discounts.

MVNOs (Mobile Virtual Network Operators): Companies like Mint Mobile, Cricket Wireless, and Boost Mobile use the networks of major carriers but often offer cheaper plans.

Check for Perks

Some plans come with additional benefits like free streaming subscriptions (e.g., Netflix, Hulu), discounts on new phones, or international data.

Consider Phone Financing

If you need a new phone, some carriers offer financing options that allow you to pay off your phone over time, often with 0% interest.

Read Reviews and Ask Around

Look for reviews of the plans and carriers you’re considering. Ask friends or classmates what plans they use and if they’re satisfied.

Trial Period

Some carriers offer a trial period where you can test their service before fully committing. Use this time to ensure the plan meets your needs.

By evaluating these factors, you can find a plan that fits both your budget and your lifestyle.


Best Phone Plans for Students

Mobile Virtual Network Operators (MVNOs) are often a great choice for students because they offer lower-cost phone plans while still providing reliable service through major carrier networks. Here are some of the best MVNO phone plans for students in the USA:

Tello

tello

  • Network: T-Mobile
  • Price: $5–$25 per month
DataMinutesTexts Price
1GBUnlimitedUnlimited$9/ month
2GBUnlimitedUnlimited$10/ month
5GBUnlimitedUnlimited$14/ month
10GBUnlimitedUnlimited$19/ month
15GBUnlimitedUnlimited$24/ month
UnlimitedUnlimitedUnlimited$25/ month

Features:

  • Fully customizable plans: choose your data, talk, and text amounts
  • Unlimited talk and text plans available
  • Free tethering (mobile hotspot)
  • International calling to over 60 countries included

Why It’s Good for Students:

  • Ideal for students who want to tailor their plan to their exact needs, avoiding paying for unnecessary extras.

Mint Mobile

Mint Mobile
  • Network: T-Mobile
  • Price: $15–$30 per month (for 3-12 month plans)
Data3 Months6 Months12 Months
5GB$15/mo.$20/mo.$15/mo.View Plans »
15GB$20/mo.$25/mo.$20/mo.View Plans »
20GB$25/mo.$35/mo.$25/mo.View Plans »
Unlimited (40GB)$30/mo.$35/mo.$30/mo.View Plans »

Features:

  • Plans start at 5GB of 5G/4G LTE data and go up to Unlimited data.
  • Unlimited talk and text
  • Free calls to Mexico and Canada
  • Option to increase data during the plan cycle if needed
  • Hotspot included

Why It’s Good for Students:

  • Very affordable, especially for those who can pay for multiple months upfront. Great for flexibility with data needs.

Visible (by Verizon)

visible logo

  • Network: Verizon
  • Price: $25 – $45 per month
VisibleVisible+
$25/mo (Taxes and fees included)$45/mo (Taxes and fees included)
Unlimited Talk, Text, & Data
5G Nationwide & 4G LTE
Unlimited Talk, Text & data
50 GB/mo of premium data
5G Nationwide & 4G LTE
5G Ultra Wideband
Save $10/mo on Verizon Home Internet
Smartwatch service included. Save $10/mo.
Unlimited Mobile HotspotUnlimited Mobile Hotspot at twice the speed as Visible plan
Unlimited Talk & Text to Mexico & CanadaUnlimited Talk & Text to Mexico/Canada
Unlimited Talk, Text & Data Roaming in Mexico/Canada (2GB of data per day)
International Calling from US to 30+ Countries
International Texting from US to 200+ Countries
One Global Pass day per month included
View the plan>View the plan>

Features:

  • Unlimited talk, text, and data
  • Unlimited mobile hotspot (capped at 5 Mbps)
  • No hidden fees or taxes, all-inclusive pricing
  • 5G access on Verizon’s network

Why It’s Good for Students:

  • Offers unlimited data at a low price. Ideal for students who want simple, all-inclusive pricing without worrying about overages.

Cricket Wireless

cricketwireless

  • Network: AT&T
  • Price: $30–$60 per month
BrandMonthly CostTalk & TextDataHotspot No. of LinesLearn More
Unlimited +15 GB Mobile Hotspot Plan$60.00UnlimitedUnlimited15 GBUp to 5View Plans
Unlimited Plan$55.00UnlimitedUnlimitedOptionalUp to 5View Plans
12-Month Unlimited Plan$25.00UnlimitedUnlimited NoneUp to 5View Plans
3-Month Unlimited Plan$25.00UnlimitedUnlimited NoneUp to 5View Plans

Features:

  • Various unlimited plans
  • Unlimited talk and text
  • 15GB mobile hotspot with the Unlimited + 15GB plan
  • Discounts for multi-line accounts (up to $70 off)
  • Access to HBO Max with ads on the higher-tier plan

Why It’s Good for Students:

  • Reliable network coverage with AT&T, plus entertainment perks. Good for students who want a balance of data and extra features.

Boost Mobile

Boost Mobile

  • Network: T-Mobile (some plans also use AT&T)
  • Price: $25–$65 per month
PlansDataHotspotPerksPrice
Prepaid Plans
Unlimited30GBNot IncludedPrice Guarantee (valid as long as plan is active & enrolled in autopay)$25/mo (Plus tax)
Unlimited+40GBIncludedGlobal Talk & Text included$50/mo (Tax included)
Unlimited Premium50GBIncluded– Global Talk & Text included
– North America Connect included
$60/mo (Tax included)
PostPaid Plans
Infinite Access for iPhone30GBNot Included– New iPhone included
– Annual device upgrades
– Up to $830 in device savings
– Global Talk & Text included
– North America Connect included
$65/mo (plus taxes)
Infinite Access for Galaxy30GBNot Included– New Galaxy included
– Annual device upgrades
– Up to $800 in device savings
– Global Talk & Text included
– North America Connect included
$65/mo (plus taxes)

Features:

  • All are Unlimited data plans
  • Unlimited talk and text
  • Free mobile hotspot on most plans
  • No contracts and affordable pricing

Why It’s Good for Students:

  • Perfect for students who need an unlimited data plan.

US Mobile

US Mobile

  • Network: Verizon and T-Mobile
  • Price: $8–$44 per month
DataHigh Speed DataMinutes & TextsPrice
2GB Light Plan2 GBUnlimited$10/mo.
$8/mo. ( pay annually)
By the Big 2GB (Add line $8/line/mo. Share data)2 GBUnlimited$10/mo.
By the Big 10GB (Add line $8/line/mo. Share data)10 GBUnlimited$20/mo.
Unlimited Flex10 GBUnlimited$17.5/mo.
Unlimited Starter35 GBUnlimited$25/mo.
$22.5/mo. ( pay annually)
Unlimited Premium100 GBUnlimited$44/mo.
$32.5/mo. ( pay annually)

Features:

  • Customizable plans with options for data, talk, and text
  • Unlimited plans with up to 100GB of high-speed data
  • Access to 5G on Verizon and T-Mobile networks
  • International roaming and global eSIM options

Why It’s Good for Students:

  • Offers robust customization with access to top-tier networks. Good for students who need flexibility and international features.

Red Pocket Mobile

red pocket mobile
  • Network: AT&T, T-Mobile, Verizon
  • Price: $8–$40 per month
DataInternational CallingMonthly PlansAnnual Plans 
1GBYes$10/mo$8/moView Plan>
5GBYes$20/mo$15/moView Plan>
20GBYes$30/mo$25/moView Plan>
UnlimitedYes$40/mo$30/moView Plan>

Features:

  • Choose your network based on coverage in your area
  • Plans include a mix of talk, text, and data, with unlimited options
  • International calling to over 70 countries included
  • Multi-line discounts available

Why It’s Good for Students:

  • Allows students to choose the best network for their location while offering affordable pricing and international calling features.

These MVNOs provide a variety of options to fit different budgets, data needs, and network preferences, making them ideal for students looking to save money while staying connected.

Leave a Comment